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WHO WE ARE

Credit Card Freedom (CCF) helps young consumers with lingering debt and poor credit rebuild their credit profiles establish the financial discipline needed to make sound decisions moving forward.

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CREDIT WORTHINESS IS CRITICAL TO REACHING MAJOR LIFE MILESTONES SUCH AS:

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Home buying

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Purchasing a new car

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Accessing loans to attend college or open a business

CCF was created with the vision of liberating millennial and Gen Z consumers from financial immobility directly linked to poor or nonexistent credit profiles.

 

We are on a journey to disempower an intentional and strategically designed economic caste system that impacts Black communities more than any other group in America.

OUR VISION

Items below are commonly known for keeping credit scores low.

Unpaid Collections

Duplicate or fraudulent accounts

Incorrect accounts (including defaulted loans, charge-offs, and open accounts)

Incorrect date of first delinquency on a collection account

Incorrect payment statuses

Inquiries

Late payments

Name misspellings 

Outdated information (accounts over 7 years old)

WE WORK WITH YOU TO REMOVE THE FOLLOWING FROM YOUR CREDIT REPORT